Personal Health Spending Plans / Health Spending Accounts

PHSP / HSA – a smart option for business owners!

Personal Health Spending Plans – also called Health Spending Accounts – have been around for over 2 decades but are finally starting to catch the attention of self-employed people and small business owners.

Meet Tom, a seasoned business owner who competes for talent in a tight labour market. He needs a benefit solution that employees and recruits will appreciate. An HSA is a benefit solution that makes sense!

Providing affordable benefit solutions with:

  • Cost control
  • Greater value
  • Tax deductibility


Who is eligible?

Available to any size business – even as small as a one-person plan.

What is covered?

Anything covered under a typical insured plan is eligible plus much more:

  • Orthodontics
  • Laser eye surgery
  • Restorative dental
  • Fertility treatments
  • Elderly care
  • Special needs services
  • Naturopath services
  • Dietician services

and more…


Why us?

We can think of 6 good reasons:

  • No start up or annual fees
  • Cost control and transparency
  • Easy online account access
  • Fast claim turnaround
  • Carry forward features
  • Complements insured plans


How do I set up a PHSP account?

Personal health spending accounts are set up through third-party providers – just give Jacqui a call and she’ll get the ball rolling for you.

Already have a health spending account?
Access your account with YourHSA Inc.