Extended Health Care Insurance

Medical teamProvided through WCS Financial Services/BridgeForce Financial Group, one of the largest Canadian owned and operated Managing General Agency.

Canadians are blessed with provincial health care plans (i.e. OHIP in Ontario). However, not everything is covered under these provincial health care plans. And when it comes to dental care, unless you have an employer sponsored dental plan you’re on your own in terms of paying for it (provided you don’t qualify for certain government funding situations). Therefore, the best way to protect yourself financially from these added health care related costs (some of which can be substantial) is to purchase extended health care insurance with dental coverage.


Extended Health Care Insurance Options

There are any number of ‘goodies’ you can include in your employee extended health care plan. For example:

  • Prescriptions (drug plans)
  • Emergency medical travel assistance
  • Emergency out of country care for students
  • Non-emergency care
  • Life insurance
  • Accidental death and dismemberment (AD&D) insurance
  • Disability insurance
  • Critical illness
  • Second opinion consult
  • Wellness and prevention
  • Employee Assistance Program (EAP)
  • Vision care (glasses, contact lenses, laser eye surgery)
  • Accidental dental
  • Ambulance transportation
  • Hospital accommodation (semi-private, private, long term care facility)
  • Audio – hearing aids
  • Medical equipment and supplies (braces, foot orthotics, canes, crutches, prosthetics)
  • Medical services (lab tests, diagnostic tests, x-rays)
  • Home care services
  • Paramedical practitioner services (physiotherapist, chiropractor, podiatrist, clinical psychologist, osteopath, homeopath, chiropodist, naturopath, dietitian, speech therapist, registered massage therapist, etc.)

Deciding which options to include in your employee extended health care plan can be a little overwhelming! We suggest you give Jacqui McFarlane a call to help you sort out which options best suit your employees and your budget.