A dental plan is part of a group health insurance plan (it is generally not purchased separately). There are four parts to dental coverage – preventive care, basic care, major care, and orthontic care. And there is a wide range of coverage when it comes to dental plans. Some dental plans cover just the basics, others cover this plus major expenses while others have unlimited coverage.
Almost all group dental plans include preventive and basic care such as:
- Comprehensive oral examinations
- Recall examinations
- Teeth cleaning
- Topical fluoride application
- Pit and fissure sealants
- General anaesthetics
Other dental plan insured services could include:
- Orthodontic treatments
- Endodontic treatments
- Periodontal treatments
- Denture services
- Surgical services
- Major restorative services
What each group dental plan includes depends on many factors including the insurance company and the employer’s budget.
If you want help assessing your existing group dental insurance plan or designing a new dental plan for your employees, give Jacqui McFarlane a call.