Our financial services include a variety of investment products to make your investment savings work harder for you:
- Mutual Funds – Provided through Sterling Mutuals Inc.
- Segregated Funds – Provided through Sterling Mutuals Inc.
- GIC – Guaranteed Investment Certificates – Provided through WCS Financial Services/BridgeForce Financial Group, one of the largest Canadian owned and operated Managing General Agency
- Annuities – Provided through WCS Financial Services/BridgeForce Financial Group, one of the largest Canadian owned and operated Managing General Agency
And consider these investment options:
- RRSP – Registered Retirement Savings Plan
- RRIF – Registered Retirement Income Fund
- TFSA – Tax Free Savings Account
If you’re like most people I know, you work hard for your money and want your investment savings to work just as hard (or harder). Putting your savings under your mattress or putting it in a bank are two outdated and ineffective ideas because neither work to pay you a decent return on your money in the form of interest.
Investments can be either registered or non-registered. If you have your investments registered it means that they are registered with the Canadian government which means that you cannot use them as an asset with a financial institution. Registered investments are typically placed inside a Registered Retirement Savings Plan (RRSP).
Non-registered investments are not registered with the government; they are financial investments. Unlike registered investments, they are not tax-deductible and the income earned is not tax-sheltered. However, they can be used as collateral with a financial institution.
We invite you to take a moment and explore the advantages of each financial investment vehicle. Which ones give you the highest level of comfort? Which ones have the most appeal in terms of financial return?
So whether you’re new to investing or a seasoned pro, Jacqui McFarlane (Certified Financial Planner) can help you balance your investment portfolio with your financial goals.